diff --git a/app/PaymentDrivers/GoCardless/ACH.php b/app/PaymentDrivers/GoCardless/ACH.php
index e620db4d56ba..055a313563f9 100644
--- a/app/PaymentDrivers/GoCardless/ACH.php
+++ b/app/PaymentDrivers/GoCardless/ACH.php
@@ -164,6 +164,8 @@ class ACH implements MethodInterface
             $this->decodePrimaryKey($request->source)
         )->firstOrFail();
 
+        $this->go_cardless->ensureMandateIsReady($token);
+            
         try {
             $payment = $this->go_cardless->gateway->payments()->create([
                 'params' => [
diff --git a/app/PaymentDrivers/GoCardless/DirectDebit.php b/app/PaymentDrivers/GoCardless/DirectDebit.php
index 5b9207ad1205..fae242949242 100644
--- a/app/PaymentDrivers/GoCardless/DirectDebit.php
+++ b/app/PaymentDrivers/GoCardless/DirectDebit.php
@@ -156,6 +156,8 @@ class DirectDebit implements MethodInterface
             $this->decodePrimaryKey($request->source)
         )->firstOrFail();
 
+        $this->go_cardless->ensureMandateIsReady($token);
+
         try {
             $payment = $this->go_cardless->gateway->payments()->create([
                 'params' => [
diff --git a/app/PaymentDrivers/GoCardless/SEPA.php b/app/PaymentDrivers/GoCardless/SEPA.php
index 9eef98e8fde7..35ffef5b91a8 100644
--- a/app/PaymentDrivers/GoCardless/SEPA.php
+++ b/app/PaymentDrivers/GoCardless/SEPA.php
@@ -164,6 +164,8 @@ class SEPA implements MethodInterface
             $this->decodePrimaryKey($request->source)
         )->firstOrFail();
 
+        $this->go_cardless->ensureMandateIsReady($token);
+
         try {
             $payment = $this->go_cardless->gateway->payments()->create([
                 'params' => [
diff --git a/app/PaymentDrivers/GoCardlessPaymentDriver.php b/app/PaymentDrivers/GoCardlessPaymentDriver.php
index b2d298c42319..db2dd56d155b 100644
--- a/app/PaymentDrivers/GoCardlessPaymentDriver.php
+++ b/app/PaymentDrivers/GoCardlessPaymentDriver.php
@@ -11,6 +11,7 @@
 
 namespace App\PaymentDrivers;
 
+use App\Events\Payment\PaymentFailed;
 use App\Http\Requests\Payments\PaymentWebhookRequest;
 use App\Jobs\Util\SystemLogger;
 use App\Models\ClientGatewayToken;
@@ -258,4 +259,17 @@ class GoCardlessPaymentDriver extends BaseDriver
 
         return response()->json([], 200);
     }
+
+    public function ensureMandateIsReady(ClientGatewayToken $cgt)
+    {
+        try {
+            $mandate = $this->gateway->mandates()->get($cgt->token);
+
+            if ($mandate->status !== 'active') {
+                throw new \Exception(ctrans('texts.gocardless_mandate_not_ready'));
+            }
+        } catch (\Exception $exception) {
+            throw new \App\Exceptions\PaymentFailed($exception->getMessage());
+        }
+    }
 }
diff --git a/resources/lang/en/texts.php b/resources/lang/en/texts.php
index d211e72d2c29..14af04fc3f09 100644
--- a/resources/lang/en/texts.php
+++ b/resources/lang/en/texts.php
@@ -4337,7 +4337,8 @@ $LANG = array(
     'invalid_amount' => 'Invalid amount. Number/Decimal values only.',
     'client_payment_failure_body' => 'Payment for Invoice :invoice for amount :amount failed.',
     'browser_pay' => 'Google Pay, Apple Pay, Microsoft Pay',
-    'no_available_methods' => 'We can\'t find any credit cards on your device. <a href="https://invoiceninja.github.io/docs/payments#apple-pay-google-pay-microsoft-pay" target="_blank" class="underline">Read more about this.</a>'
+    'no_available_methods' => 'We can\'t find any credit cards on your device. <a href="https://invoiceninja.github.io/docs/payments#apple-pay-google-pay-microsoft-pay" target="_blank" class="underline">Read more about this.</a>',
+    'gocardless_mandate_not_ready' => 'Payment mandate is not ready. Please try again later.',
 );
 
 return $LANG;