diff --git a/app/Http/Controllers/ClientPortal/PaymentMethodController.php b/app/Http/Controllers/ClientPortal/PaymentMethodController.php
index 2ab293af2397..3dcc0dfe8eef 100644
--- a/app/Http/Controllers/ClientPortal/PaymentMethodController.php
+++ b/app/Http/Controllers/ClientPortal/PaymentMethodController.php
@@ -152,7 +152,7 @@ class PaymentMethodController extends Controller
             return $gateway = auth()->user()->client->getCreditCardGateway();
         }
 
-        if (request()->query('method') == GatewayType::BANK_TRANSFER) {
+        if (in_array(request()->query('method'), [GatewayType::BANK_TRANSFER, GatewayType::SEPA])) {
             return $gateway = auth()->user()->client->getBankTransferGateway();
         }
 
diff --git a/app/Models/Client.php b/app/Models/Client.php
index 1a739f288604..ddb18656c779 100644
--- a/app/Models/Client.php
+++ b/app/Models/Client.php
@@ -518,6 +518,18 @@ class Client extends BaseModel implements HasLocalePreference
 
         }
 
+        if ($this->currency()->code == 'EUR' && in_array(GatewayType::SEPA, array_column($pms, 'gateway_type_id'))) {
+            foreach ($pms as $pm) {
+                if ($pm['gateway_type_id'] == GatewayType::SEPA) {
+                    $cg = CompanyGateway::find($pm['company_gateway_id']);
+
+                    if ($cg && $cg->fees_and_limits->{GatewayType::SEPA}->is_enabled) {
+                        return $cg;
+                    }
+                }
+            }
+        }
+
         return null;
 
     }
diff --git a/app/Models/Gateway.php b/app/Models/Gateway.php
index f1c55fbae701..0a54f275d757 100644
--- a/app/Models/Gateway.php
+++ b/app/Models/Gateway.php
@@ -155,7 +155,8 @@ class Gateway extends StaticModel
                 break;
             case 52:
                 return [
-                    GatewayType::BANK_TRANSFER => ['refund' => true, 'token_billing' => true, 'webhooks' => [' ']] // GoCardless
+                    GatewayType::BANK_TRANSFER => ['refund' => true, 'token_billing' => true, 'webhooks' => [' ']], // GoCardless,
+                    GatewayType::SEPA => ['refund' => false, 'token_billing' => true, 'webhooks' => [' ']]
                 ];
                 break;
             case 58:
diff --git a/app/PaymentDrivers/GoCardless/SEPA.php b/app/PaymentDrivers/GoCardless/SEPA.php
new file mode 100644
index 000000000000..a215b975ed41
--- /dev/null
+++ b/app/PaymentDrivers/GoCardless/SEPA.php
@@ -0,0 +1,250 @@
+<?php
+
+/**
+ * Invoice Ninja (https://invoiceninja.com).
+ *
+ * @link https://github.com/invoiceninja/invoiceninja source repository
+ *
+ * @copyright Copyright (c) 2021. Invoice Ninja LLC (https://invoiceninja.com)
+ *
+ * @license https://opensource.org/licenses/AAL
+ */
+
+namespace App\PaymentDrivers\GoCardless;
+
+use App\Exceptions\PaymentFailed;
+use App\Http\Requests\ClientPortal\Payments\PaymentResponseRequest;
+use App\Http\Requests\Request;
+use App\Jobs\Util\SystemLogger;
+use App\Models\ClientGatewayToken;
+use App\Models\GatewayType;
+use App\Models\Payment;
+use App\Models\PaymentType;
+use App\Models\SystemLog;
+use App\PaymentDrivers\Common\MethodInterface;
+use App\PaymentDrivers\GoCardlessPaymentDriver;
+use App\Utils\Traits\MakesHash;
+use Exception;
+use Illuminate\Http\RedirectResponse;
+use Illuminate\Routing\Redirector;
+use Illuminate\View\View;
+
+class SEPA implements MethodInterface
+{
+    use MakesHash;
+
+    protected GoCardlessPaymentDriver $go_cardless;
+
+    public function __construct(GoCardlessPaymentDriver $go_cardless)
+    {
+        $this->go_cardless = $go_cardless;
+
+        $this->go_cardless->init();
+    }
+
+    /**
+     * Handle authorization for SEPA.
+     *
+     * @param array $data
+     * @return Redirector|RedirectResponse|void
+     */
+    public function authorizeView(array $data)
+    {
+        $session_token = \Illuminate\Support\Str::uuid()->toString();
+
+        try {
+            $redirect = $this->go_cardless->gateway->redirectFlows()->create([
+                'params' => [
+                    'scheme' => 'sepa_core',
+                    'session_token' => $session_token,
+                    'success_redirect_url' => route('client.payment_methods.confirm', [
+                        'method' => GatewayType::SEPA,
+                        'session_token' => $session_token,
+                    ]),
+                    'prefilled_customer' => [
+                        'given_name' => auth('contact')->user()->first_name,
+                        'family_name' => auth('contact')->user()->last_name,
+                        'email' => auth('contact')->user()->email,
+                        'address_line1' => auth('contact')->user()->client->address1,
+                        'city' => auth('contact')->user()->client->city,
+                        'postal_code' => auth('contact')->user()->client->postal_code,
+                    ],
+                ],
+            ]);
+
+            return redirect(
+                $redirect->redirect_url
+            );
+        } catch (\Exception $exception) {
+            return $this->processUnsuccessfulAuthorization($exception);
+        }
+    }
+
+    /**
+     * Handle unsuccessful authorization for SEPA.
+     *
+     * @param Exception $exception
+     * @return void
+     */
+    public function processUnsuccessfulAuthorization(\Exception $exception): void
+    {
+        $this->go_cardless->sendFailureMail($exception->getMessage());
+
+        SystemLogger::dispatch(
+            $exception->getMessage(),
+            SystemLog::CATEGORY_GATEWAY_RESPONSE,
+            SystemLog::EVENT_GATEWAY_FAILURE,
+            SystemLog::TYPE_GOCARDLESS,
+            $this->go_cardless->client,
+            $this->go_cardless->client->company,
+        );
+
+        throw new PaymentFailed($exception->getMessage(), $exception->getCode());
+    }
+
+    /**
+     * Handle authorization response for SEPA.
+     *
+     * @param Request $request
+     * @return RedirectResponse|void
+     */
+    public function authorizeResponse(Request $request)
+    {
+        try {
+            $redirect_flow = $this->go_cardless->gateway->redirectFlows()->complete(
+                $request->redirect_flow_id,
+                ['params' => [
+                    'session_token' => $request->session_token
+                ]],
+            );
+
+            $payment_meta = new \stdClass;
+            $payment_meta->brand = ctrans('texts.sepa');
+            $payment_meta->type = GatewayType::SEPA;
+            $payment_meta->state = 'authorized';
+
+            $data = [
+                'payment_meta' => $payment_meta,
+                'token' => $redirect_flow->links->mandate,
+                'payment_method_id' => GatewayType::SEPA,
+            ];
+
+            $payment_method = $this->go_cardless->storeGatewayToken($data, ['gateway_customer_reference' => $redirect_flow->links->customer]);
+
+            return redirect()->route('client.payment_methods.show', $payment_method->hashed_id);
+        } catch (\Exception $exception) {
+            return $this->processUnsuccessfulAuthorization($exception);
+        }
+    }
+
+    /**
+     * Payment view for SEPA.
+     *
+     * @param array $data
+     * @return View
+     */
+    public function paymentView(array $data): View
+    {
+        $data['gateway'] = $this->go_cardless;
+        $data['amount'] = $this->go_cardless->convertToGoCardlessAmount($data['total']['amount_with_fee'], $this->go_cardless->client->currency()->precision);
+        $data['currency'] = $this->go_cardless->client->getCurrencyCode();
+
+        return render('gateways.gocardless.sepa.pay', $data);
+    }
+
+    /**
+     * Handle the payment page for SEPA.
+     *
+     * @param PaymentResponseRequest $request
+     * @return RedirectResponse|App\PaymentDrivers\GoCardless\never|void
+     */
+    public function paymentResponse(PaymentResponseRequest $request)
+    {
+        $token = ClientGatewayToken::find(
+            $this->decodePrimaryKey($request->source)
+        )->firstOrFail();
+
+        try {
+            $payment = $this->go_cardless->gateway->payments()->create([
+                'params' => [
+                    'amount' => $request->amount,
+                    'currency' => $request->currency,
+                    'metadata' => [
+                        'payment_hash' => $this->go_cardless->payment_hash->hash,
+                    ],
+                    'links' => [
+                        'mandate' => $token->token,
+                    ],
+                ],
+            ]);
+
+            if ($payment->status === 'pending_submission') {
+                return $this->processPendingPayment($payment, ['token' => $token->hashed_id]);
+            }
+
+            return $this->processUnsuccessfulPayment($payment);
+        } catch (\Exception $exception) {
+            throw new PaymentFailed($exception->getMessage(), $exception->getCode());
+        }
+    }
+
+    /**
+     * Handle pending payments for Direct Debit.
+     *
+     * @param ResourcesPayment $payment
+     * @param array $data
+     * @return RedirectResponse
+     */
+    public function processPendingPayment(\GoCardlessPro\Resources\Payment $payment, array $data = [])
+    {
+        $data = [
+            'payment_method' => $data['token'],
+            'payment_type' => PaymentType::SEPA,
+            'amount' => $this->go_cardless->payment_hash->data->amount_with_fee,
+            'transaction_reference' => $payment->id,
+            'gateway_type_id' => GatewayType::SEPA,
+        ];
+
+        $payment = $this->go_cardless->createPayment($data, Payment::STATUS_PENDING);
+
+        SystemLogger::dispatch(
+            ['response' => $payment, 'data' => $data],
+            SystemLog::CATEGORY_GATEWAY_RESPONSE,
+            SystemLog::EVENT_GATEWAY_SUCCESS,
+            SystemLog::TYPE_GOCARDLESS,
+            $this->go_cardless->client,
+            $this->go_cardless->client->company,
+        );
+
+        return redirect()->route('client.payments.show', ['payment' => $this->go_cardless->encodePrimaryKey($payment->id)]);
+    }
+
+    /**
+     * Process unsuccessful payments for Direct Debit.
+     *
+     * @param ResourcesPayment $payment
+     * @return never
+     */
+    public function processUnsuccessfulPayment(\GoCardlessPro\Resources\Payment $payment)
+    {
+        $this->go_cardless->sendFailureMail(
+            $payment->status
+        );
+
+        $message = [
+            'server_response' => $payment,
+            'data' => $this->go_cardless->payment_hash->data,
+        ];
+
+        SystemLogger::dispatch(
+            $message,
+            SystemLog::CATEGORY_GATEWAY_RESPONSE,
+            SystemLog::EVENT_GATEWAY_FAILURE,
+            SystemLog::TYPE_GOCARDLESS,
+            $this->go_cardless->client,
+            $this->go_cardless->client->company,
+        );
+
+        throw new PaymentFailed('Failed to process the payment.', 500);
+    }
+}
diff --git a/app/PaymentDrivers/GoCardlessPaymentDriver.php b/app/PaymentDrivers/GoCardlessPaymentDriver.php
index 190321b8832e..b59ec7f80be7 100644
--- a/app/PaymentDrivers/GoCardlessPaymentDriver.php
+++ b/app/PaymentDrivers/GoCardlessPaymentDriver.php
@@ -37,6 +37,7 @@ class GoCardlessPaymentDriver extends BaseDriver
 
     public static $methods = [
         GatewayType::BANK_TRANSFER => \App\PaymentDrivers\GoCardless\ACH::class,
+        GatewayType::SEPA => \App\PaymentDrivers\GoCardless\SEPA::class,
     ];
 
     const SYSTEM_LOG_TYPE = SystemLog::TYPE_GOCARDLESS;
@@ -62,6 +63,10 @@ class GoCardlessPaymentDriver extends BaseDriver
             $types[] = GatewayType::BANK_TRANSFER;
         }
 
+        if ($this->client->currency()->code === 'EUR') {
+            $types[] = GatewayType::SEPA;
+        }
+
         return $types;
     }
 
diff --git a/resources/views/portal/ninja2020/gateways/gocardless/sepa/pay.blade.php b/resources/views/portal/ninja2020/gateways/gocardless/sepa/pay.blade.php
new file mode 100644
index 000000000000..7f506a51cc47
--- /dev/null
+++ b/resources/views/portal/ninja2020/gateways/gocardless/sepa/pay.blade.php
@@ -0,0 +1,56 @@
+@extends('portal.ninja2020.layout.payments', ['gateway_title' => ctrans('texts.payment_type_SEPA'), 'card_title' => ctrans('texts.payment_type_SEPA')])
+
+@section('gateway_content')
+    @if (count($tokens) > 0)
+        <div class="alert alert-failure mb-4" hidden id="errors"></div>
+
+        @include('portal.ninja2020.gateways.includes.payment_details')
+
+        <form action="{{ route('client.payments.response') }}" method="post" id="server-response">
+            @csrf
+            <input type="hidden" name="company_gateway_id" value="{{ $gateway->getCompanyGatewayId() }}">
+            <input type="hidden" name="payment_method_id" value="{{ $payment_method_id }}">
+            <input type="hidden" name="source" value="">
+            <input type="hidden" name="amount" value="{{ $amount }}">
+            <input type="hidden" name="currency" value="{{ $currency }}">
+            <input type="hidden" name="payment_hash" value="{{ $payment_hash }}">
+        </form>
+
+        @component('portal.ninja2020.components.general.card-element', ['title' => ctrans('texts.pay_with')])
+            @if (count($tokens) > 0)
+                @foreach ($tokens as $token)
+                    <label class="mr-4">
+                        <input type="radio" data-token="{{ $token->hashed_id }}" name="payment-type"
+                            class="form-radio cursor-pointer toggle-payment-with-token" />
+                        <span class="ml-1 cursor-pointer">{{ ctrans('texts.payment_type_SEPA') }}
+                            (#{{ $token->hashed_id }})</span>
+                    </label>
+                @endforeach
+            @endisset
+        @endcomponent
+
+    @else
+        @component('portal.ninja2020.components.general.card-element-single', ['title' => ctrans('texts.payment_type_SEPA'), 'show_title' => false])
+            <span>{{ ctrans('texts.bank_account_not_linked') }}</span>
+            
+            <a class="button button-link text-primary"
+                href="{{ route('client.payment_methods.index') }}">{{ ctrans('texts.add_payment_method') }}</a>
+        @endcomponent
+    @endif
+
+    @include('portal.ninja2020.gateways.includes.pay_now')
+@endsection
+
+@push('footer')
+    <script>
+        Array
+            .from(document.getElementsByClassName('toggle-payment-with-token'))
+            .forEach((element) => element.addEventListener('click', (element) => {
+                document.querySelector('input[name=source]').value = element.target.dataset.token;
+            }));
+
+        document.getElementById('pay-now').addEventListener('click', function() {
+            document.getElementById('server-response').submit();
+        });
+    </script>
+@endpush
diff --git a/tests/Browser/ClientPortal/Gateways/GoCardless/SEPATest.php b/tests/Browser/ClientPortal/Gateways/GoCardless/SEPATest.php
new file mode 100644
index 000000000000..a1de5eced97a
--- /dev/null
+++ b/tests/Browser/ClientPortal/Gateways/GoCardless/SEPATest.php
@@ -0,0 +1,42 @@
+<?php
+
+namespace Tests\Browser\ClientPortal\Gateways\GoCardless;
+
+use App\Models\CompanyGateway;
+use Laravel\Dusk\Browser;
+use Tests\Browser\Pages\ClientPortal\Login;
+use Tests\DuskTestCase;
+
+class SEPATest extends DuskTestCase
+{
+    protected function setUp(): void
+    {
+        parent::setUp();
+
+        foreach (static::$browsers as $browser) {
+            $browser->driver->manage()->deleteAllCookies();
+        }
+
+        $this->disableCompanyGateways();
+
+        CompanyGateway::where('gateway_key', 'b9886f9257f0c6ee7c302f1c74475f6c')->restore();
+
+        $this->browse(function (Browser $browser) {
+            $browser
+                ->visit(new Login())
+                ->auth();
+        });
+    }
+
+    public function testPayingWithNoPreauthorizedIsntPossible()
+    {
+        $this->browse(function (Browser $browser) {
+            $browser
+                ->visitRoute('client.invoices.index')
+                ->click('@pay-now')
+                ->press('Pay Now')
+                ->clickLink('SEPA Direct Debit')
+                ->assertSee('To pay with a bank account, first you have to add it as payment method.');
+        });
+    }
+}