diff --git a/app/PaymentDrivers/PayPalRestPaymentDriver.php b/app/PaymentDrivers/PayPalRestPaymentDriver.php
index 8799162493dc..6583e99489e8 100644
--- a/app/PaymentDrivers/PayPalRestPaymentDriver.php
+++ b/app/PaymentDrivers/PayPalRestPaymentDriver.php
@@ -444,8 +444,8 @@ return render('gateways.paypal.pay', $data);
                 "card" => [
                     "attributes" => [
                         "verification" => [
-                            // "method" => "SCA_WHEN_REQUIRED", //SCA_ALWAYS
-                            "method" => "SCA_ALWAYS", //SCA_ALWAYS
+                            "method" => "SCA_WHEN_REQUIRED", //SCA_ALWAYS
+                            // "method" => "SCA_ALWAYS", //SCA_ALWAYS
                         ],
                         "vault" => [
                             "store_in_vault" => "ON_SUCCESS", //must listen to this webhook - VAULT.PAYMENT-TOKEN.CREATED webhook.
diff --git a/resources/views/portal/ninja2020/gateways/paypal/ppcp/card.blade.php b/resources/views/portal/ninja2020/gateways/paypal/ppcp/card.blade.php
index f303968082c1..a950e690d0c8 100644
--- a/resources/views/portal/ninja2020/gateways/paypal/ppcp/card.blade.php
+++ b/resources/views/portal/ninja2020/gateways/paypal/ppcp/card.blade.php
@@ -104,6 +104,13 @@
               //doesn't really do anything as failure is linked in SUBMIT. We only hit here after a successful return
               //and where SCA is optional?
 
+              if(liabilityShift == 'NO') {
+
+                document.getElementById('errors').textContent = `Sorry, your transaction could not be processed, Please try a different payment method.`;
+                document.getElementById('errors').hidden = false;
+                return;
+              }
+
             }
 
             var errorDetail = Array.isArray(data.details) && data.details[0];