diff --git a/app/Services/PaymentService.php b/app/Services/PaymentService.php
index 4c58f62f4624..b0c5353c2d27 100644
--- a/app/Services/PaymentService.php
+++ b/app/Services/PaymentService.php
@@ -57,6 +57,21 @@ class PaymentService extends BaseService
             return false;
         }
 
+        if ($credits = $client->credits->sum('balance')) {
+            $balance = $invoice->balance;
+            $amount = min($credits, $balance);
+            $data = [
+                'payment_type_id' => PAYMENT_TYPE_CREDIT,
+                'invoice_id' => $invoice->id,
+                'client_id' => $client->id,
+                'amount' => $amount,
+            ];
+            $payment = $this->paymentRepo->save($data);
+            if ($amount == $balance) {
+                return $payment;
+            }
+        }
+
         $paymentDriver = $account->paymentDriver($invitation, GATEWAY_TYPE_TOKEN);
         $customer = $paymentDriver->customer();