diff --git a/app/Services/Client/PaymentMethod.php b/app/Services/Client/PaymentMethod.php
index d4e788fcc39a..492f907e13b9 100644
--- a/app/Services/Client/PaymentMethod.php
+++ b/app/Services/Client/PaymentMethod.php
@@ -180,6 +180,21 @@ class PaymentMethod
             }
         }
 
+        if (($this->client->getSetting('use_credits_payment') == 'option' || $this->client->getSetting('use_credits_payment') == 'always') && $this->client->service()->getCreditBalance() > 0) {
+            // Show credits as only payment option if both statements are true.
+            if (
+                $this->client->service()->getCreditBalance() > $this->amount
+                && $this->client->getSetting('use_credits_payment') == 'always') {
+                $payment_urls = [];
+            }
+
+            $this->payment_urls[] = [
+                'label' => ctrans('texts.apply_credit'),
+                'company_gateway_id'  => CompanyGateway::GATEWAY_CREDIT,
+                'gateway_type_id' => GatewayType::CREDIT,
+            ];
+        }
+
         return $this;
     }