Update bank accounts when they are verified offline

app/Models/Gateway.php

@@ -103,7 +103,7 @@ class Gateway extends StaticModel
             case 20:
                 return [
                     GatewayType::CREDIT_CARD => ['refund' => true, 'token_billing' => true, 'webhooks' => ['payment_intent.succeeded']],
-                    GatewayType::BANK_TRANSFER => ['refund' => true, 'token_billing' => true, 'webhooks' => ['source.chargeable', 'charge.succeeded']],
+                    GatewayType::BANK_TRANSFER => ['refund' => true, 'token_billing' => true, 'webhooks' => ['source.chargeable', 'charge.succeeded', 'customer.source.updated']],
                     GatewayType::ALIPAY => ['refund' => false, 'token_billing' => false],
                     GatewayType::APPLE_PAY => ['refund' => false, 'token_billing' => false],
                     GatewayType::SOFORT => ['refund' => true, 'token_billing' => true, 'webhooks' => ['source.chargeable', 'charge.succeeded', 'payment_intent.succeeded']],
@@ -140,7 +140,7 @@ class Gateway extends StaticModel
             case 56: //Stripe
                 return [
                     GatewayType::CREDIT_CARD => ['refund' => true, 'token_billing' => true, 'webhooks' => ['payment_intent.succeeded']],
-                    GatewayType::BANK_TRANSFER => ['refund' => true, 'token_billing' => true, 'webhooks' => ['source.chargeable', 'charge.succeeded']],
+                    GatewayType::BANK_TRANSFER => ['refund' => true, 'token_billing' => true, 'webhooks' => ['source.chargeable', 'charge.succeeded', 'customer.source.updated']],
                     GatewayType::ALIPAY => ['refund' => false, 'token_billing' => false],
                     GatewayType::APPLE_PAY => ['refund' => false, 'token_billing' => false],
                     GatewayType::SOFORT => ['refund' => true, 'token_billing' => true, 'webhooks' => ['source.chargeable', 'charge.succeeded', 'payment_intent.succeeded']],

app/PaymentDrivers/Stripe/ACH.php

@@ -94,6 +94,26 @@ class ACH
         return redirect()->route('client.payment_methods.verification', ['payment_method' => $client_gateway_token->hashed_id, 'method' => GatewayType::BANK_TRANSFER]);
     }
 
+    public function updateBankAccount(array $event)
+    {
+
+        $stripe_event = $event['data']['object'];
+        
+        $token = ClientGatewayToken::where('token', $stripe_event['id'])
+                                   ->where('gateway_customer_reference', $stripe_event['customer'])
+                                   ->first();
+
+        if($token && isset($stripe_event['object']) && $stripe_event['object'] == 'bank_account' && isset($stripe_event['status']) && $stripe_event['status'] == 'verified') {
+
+            $meta = $token->meta;
+            $meta->state = 'authorized';
+            $token->meta = $meta;
+            $token->save();
+
+        }
+
+    }
+
     public function verificationView(ClientGatewayToken $token)
     {
         if (isset($token->meta->state) && $token->meta->state === 'authorized') {
@@ -102,6 +122,25 @@ class ACH
                 ->with('message', __('texts.payment_method_verified'));
         }
 
+        //double check here if we need to show the verification view.
+        $this->stripe->init();
+
+        $bank_account = Customer::retrieveSource($token->gateway_customer_reference, $token->token, [], $this->stripe->stripe_connect_auth);
+
+        /* Catch externally validated bank accounts and mark them as verified */
+        if(isset($bank_account->status) && $bank_account->status == 'verified'){
+
+            $meta = $token->meta;
+            $meta->state = 'authorized';
+            $token->meta = $meta;
+            $token->save();
+
+            return redirect()
+                ->route('client.payment_methods.show', $token->hashed_id)
+                ->with('message', __('texts.payment_method_verified'));
+
+        }
+
         $data = [
             'token' => $token,
             'gateway' => $this->stripe,
@@ -126,19 +165,19 @@ class ACH
 
         $bank_account = Customer::retrieveSource($request->customer, $request->source, [], $this->stripe->stripe_connect_auth);
 
-        /* Catch externally validated bank accounts and mark them as verified */
+        // /* Catch externally validated bank accounts and mark them as verified */
-        if(property_exists($bank_account, 'status') && $bank_account->status == 'verified'){
+        // if(isset($bank_account->status) && $bank_account->status == 'verified'){
 
-            $meta = $token->meta;
+        //     $meta = $token->meta;
-            $meta->state = 'authorized';
+        //     $meta->state = 'authorized';
-            $token->meta = $meta;
+        //     $token->meta = $meta;
-            $token->save();
+        //     $token->save();
 
-            return redirect()
+        //     return redirect()
-                ->route('client.payment_methods.show', $token->hashed_id)
+        //         ->route('client.payment_methods.show', $token->hashed_id)
-                ->with('message', __('texts.payment_method_verified'));
+        //         ->with('message', __('texts.payment_method_verified'));
 
-        }
+        // }
 
         try {
             $bank_account->verify(['amounts' => request()->transactions]);

app/PaymentDrivers/StripePaymentDriver.php

@@ -631,6 +631,11 @@ class StripePaymentDriver extends BaseDriver
         //    nlog($request->all());
         
         //payment_intent.succeeded - this will confirm or cancel the payment
+        if($request->type === 'customer.source.updated') {
+            $ach = new ACH($this);
+            $ach->updateBankAccount($request->all());
+        }
+
         if ($request->type === 'payment_intent.succeeded') {
             PaymentIntentWebhook::dispatch($request->data, $request->company_key, $this->company_gateway->id)->delay(now()->addSeconds(rand(5, 10)));