diff --git a/app/models/Account.php b/app/models/Account.php
index b988a5e65b39..22fb3ecd1cfc 100755
--- a/app/models/Account.php
+++ b/app/models/Account.php
@@ -99,7 +99,7 @@ class Account extends Eloquent
     public function getGatewayByType($type = PAYMENT_TYPE_ANY)
     {
         foreach ($this->account_gateways as $gateway) {
-            if ($type == PAYMENT_TYPE_ANY) {
+            if (!$type || $type == PAYMENT_TYPE_ANY) {
                 return $gateway;
             } elseif ($gateway->isPayPal() && $type == PAYMENT_TYPE_PAYPAL) {
                 return $gateway;