Updated Release notes (markdown)

Release-notes.md

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+# 5.5.38
+Allow individual SMTP per company  
+Add verified phone number flag  
+Check users number for validity for SMS verifications  
+User Twilio API to verify phone numbers  
+User Twilio API to verify phone numbers  
+Update phpunit spec for github actions  
+Update translations  
+Fixes for imports  
+Datamapper classes  
+Return early in some hosted jobs  
+Override phone number with international format  
+Fixes for bank transaction imports  
+Minor fixes for validation  
+Minor fixes for Bank Transactions / Integrations  
+Improve error handling with Checkout Payment Gateway  
+Improve handling of saving a client that has been created from an invoice import  
+Show credit balance as amount for draft credits  
+Migrate password hashes  
+Add trashed records to exports  
+Obfuscate account numbers  
+Yodlee Webhooks  
+Update validation rules  
+Fixes for imports  
+Add client and status by default to invoice item exports  
+Fixes for how we deal with over/under payments with transactions  
+Remove html_backup column from backups tables  
+Only store html backups for plan users on hosted service  
+Fixes for dropping columns if they do not exist yet  
+Improvements for instant bank payments with gocardless  
+Remove html_back as key from restore  
+Working on gocardless instant bank payment notifications  
+GoCardless offline instant bank payments  
+Additional logging for Microsoft acccounts  
+Fixes for inventory management  
+Fixes for bank transactions  
+Fixes for 2FA  
+Fixes for SEPA auto-billing  
+Add missing translations  
+Rate limit bank syncing internally, not at edge of application  
+Minor fixes for Paypal  
+Fixes for the Forte payment driver  
+Fixes for csv ingest  
+Improve quality of payment emails  
+Line item tax amounts  
+
+
+
 # 5.5.37
 
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